Coming Soon — Próximamente

Send money
between
Puerto Rico
& the US

The first app that bridges ATH Móvil and US bank accounts. One app, both directions, no workarounds.

La primera app que conecta ATH Móvil con cuentas bancarias en Estados Unidos. Una app, ambas direcciones, sin complicaciones.

Puerto Rico is
cut off from
US payment apps

Every major US payment platform has left Puerto Rico behind. CROD Pay is the bridge.

Zelle

Doesn't work with Puerto Rico banks

Venmo

Pulled out of PR entirely

Cash App

Doesn't support US territories

ATH Móvil

PR-only, no US transfers

How It
Works

Three steps. No wire transfers, no cash, no hassle.

Tres pasos simples. Sin transferencias bancarias, sin efectivo, sin complicaciones.

01

Connect Your Accounts

Link your ATH Móvil or Puerto Rico bank account. Your US recipient adds their bank. Verified in seconds with Plaid.

Conecta tu cuenta ATH Móvil o banco de PR. Tu destinatario en EE.UU. agrega su banco.

02

Enter Amount & Send

Choose who you're sending to, enter the amount, and pick your speed — standard or instant. Low fee, no surprises.

Elige a quién envías, ingresa el monto y selecciona la velocidad — estándar o instantáneo.

03

Money Arrives

Funds land in the recipient's US bank account — instantly via FedNow, or 1–3 days via ACH. From there, it's their money.

Los fondos llegan a la cuenta bancaria en EE.UU. — al instante por FedNow, o en 1–3 días por ACH.

Simple,
Transparent
Pricing

Low percentage + small fixed fee. No hidden charges, no exchange rate markups.

Porcentaje bajo + tarifa fija pequeña. Sin cargos ocultos.

Standard

1–3 business days via ACH

Llega en 1–3 días hábiles

2.5% + $0.49

per transfer

  • $100 transfer = only $2.99
  • No currency conversion — USD to USD
  • Bank-level encryption
Get Early Access
Fastest

Instant

Arrives in seconds via FedNow

Llega en segundos por FedNow

2.5% + $1.49

per transfer

  • Money arrives in seconds, 24/7
  • Powered by Federal Reserve's FedNow
  • Everything in Standard, plus speed
Get Early Access

Bank-Level Security

256-bit encryption. Identity verified via Stripe.

Licensed & Compliant

Powered by Stripe Treasury. Fully regulated.

Instant or Standard

Seconds via FedNow, or 1–3 days via ACH. You choose.

Be the first
to try it

Join the waitlist for early access. We'll notify you when CROD Pay launches.

Únete a la lista de espera. Te notificaremos cuando CROD Pay esté disponible.

No spam. Just one email when we launch.